Why Injury Trends Matter More Than Individual Accidents

A single injury can occur in any gym, even a well-run one. Underwriters don't overreact to one-time events because they know that accidents happen from time to time. When the same injuries keep happening over time, the risk profile changes.

The Low-Impact Myth

Pilates is often seen as a safe and gentle form of exercise. Movements are slow and controlled. There is no jumping, heavy lifting, or fast pace. As a result, many studio owners believe Pilates carries very little risk.

Why Most Gym Owners Believe They’re Covered

Most gym owners involved in functional fitness often believe that having insurance provides complete protection. The policy is active, premiums are paid, and nothing has gone wrong. That gives a sense of security.

Monetization Is Not the Problem

Gyms don't get into trouble just because of monetization. The real problem is how members deal with it. When owners hear the word, they often think of increasing revenue from existing monthly dues payers. That way of thinking makes decisions that seem rushed, disconnected, and hard to defend later.

The insurance landscape is evolving quickly, particularly for businesses in specialized industries like fitness, wellness, and sports. These professionals face increasingly higher expectations for tailored coverage. 

Why Injury Prevention Matters More Than Ever

The fitness industry has shifted. More people are lifting heavy weights and performing complex movements than ever before. While this is great for health, it has led to a rise in injury claims across fitness and training facilities. Because of this, insurance companies are paying out more money. To protect[...]

Why Injury Prevention Matters More in HYROX Training

HYROX has quickly become popular as one of the top sports in the fitness industry. Its appeal is obvious: a consistent race format, simple movements, and a real challenge. Athletes like it because they know exactly how their training prepares them. Gym owners favor it because it helps keep members[...]

Why Outdoor Programming Is Gaining Momentum

The gym is where hard work takes place, but lately, many members prefer working out outside. Outdoor fitness programs are becoming a big trend. You see them everywhere: Saturday workouts at the local park, yoga on rooftops, or heavy lifting sessions in parking lots.

Why Pilates Studios Are Seeing More Injuries

Pilates is having a massive moment. From professional athletes to retirees, more people than ever are heading to studios to build core strength and improve mobility. This surge in popularity is great for business, but it comes with a side effect that studio owners cannot ignore. There is a noticeable rise in[...]

Why Jiu-Jitsu Schools Carry More Risk Than They Realize

Brazilian Jiu-Jitsu has grown rapidly over the past 10 years. More schools are opening, more gyms are adding grappling classes, and more people are trying the sport for the first time. This growth is great for the sport, but it also brings new challenges for owners.