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How Toxic Gym Culture Can Lead to Lawsuits and Insurance Problems

How Toxic Gym Culture Can Lead to Lawsuits and Insurance Problems

Toxic gym culture takes many forms, including unsafe training practices, bullying among staff or members, and a general lack of concern for people’s well being. It often creates an atmosphere where athletes feel pressured to push through pain, safety standards slip, and complaints go unanswered. A gym’s culture shapes the experience as much as the[...]

Expanding to a Second Location? Don’t Copy-Paste Your Insurance Plan

Expanding to a Second Location? Don’t Copy-Paste Your Insurance Plan

Opening a second location is an exciting milestone for any fitness or wellness business, as it brings fresh opportunities, a growing community, and new ways to build your brand. It’s easy to assume the insurance policy you already have in place will work for the new site as well, yet this approach often leaves important gaps in protection. Every[...]

Is Your Gym’s Insurance Policy Outdated? Key Signs You Need a Review

Is Your Gym’s Insurance Policy Outdated? Key Signs You Need a Review

Insurance protects gyms and fitness facilities against the unexpected, covering everything from member injuries to damage to your space. It’s easy to assume that once a policy is in place, it will keep you fully covered as long as you pay the premiums. But as classes, equipment, and services start to evolve, the coverage may no longer match the actual[...]

The Legal Risks of Free Trials and Drop-In Classes

The Legal Risks of Free Trials and Drop-In Classes

Free trials and drop-in classes are a popular way for gyms and martial arts studios to bring in new members, as they offer a low-pressure opportunity to experience classes before committing. These promotions are great for business growth, but they also introduce legal risks that gym owners need to manage carefully. Free trial gym liability, drop-in[...]

Understanding Aggregate Limits: How Much Is Really Enough Coverage?

Understanding Aggregate Limits: How Much Is Really Enough Coverage?

Most business owners know they need liability insurance, but few take the time to look beyond the per-claim number. The policy’s per-occurrence limit only tells part of the story, and your total protection actually depends on the aggregate limit. This is the maximum amount your business insurance will pay out across all claims within the policy period.[...]

Scaling Your Gym with Hyrox: Business Models That Drive Results

Scaling Your Gym with Hyrox: Business Models That Drive Results

Hyrox is gaining momentum fast, and for good reason. It’s opening up a powerful new direction for gym business owners who want to grow past the limits of traditional group training models. This article breaks down how to scale a Hyrox-focused fitness business using strategies that drive retention, increase revenue, and improve brand visibility. If[...]

Is Your Current Coverage Falling Short? Here’s Why NEXO Insurance Is the Upgrade You Need

Is Your Current Coverage Falling Short? Here’s Why NEXO Insurance Is the Upgrade You Need

When disaster strikes or a claim arises, the last thing you want to discover is that your gym insurance isn’t as solid as you initially thought. 

Rolling Safely: The Ultimate Guide to Fitness Insurance for Jiu Jitsu Practitioners

Rolling Safely: The Ultimate Guide to Fitness Insurance for Jiu Jitsu Practitioners

Jiu Jitsu is a physically demanding sport, and injuries are part of the game, but liability shouldn’t be. Whether you're a competitor, coach, or academy owner, understanding fitness insurance is one of the most important parts of staying protected. 

Is Your Hyrox Training Covered? Why Every Athlete Needs Fitness Insurance

Is Your Hyrox Training Covered? Why Every Athlete Needs Fitness Insurance

Hyrox is a full-contact endurance sport that pushes athletes to the edge with grueling Hyrox workouts and intense competition. 

Do's and Don'ts - Insurance Quotes for Gyms

Do's and Don'ts - Insurance Quotes for Gyms

Your insurance policy isn’t just a legal requirement—it’s your safety net. It protects not only your equipment and facility but also your reputation and relationships with members. With the wide variety of options out there, it’s natural to feel unsure about which policy best fits your business or how to avoid common mistakes. However, with a clear[...]