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Does My Policy Cover Group Training Accidents?

Does My Policy Cover Group Training Accidents?

Group training runs smoothly most of the time. Classes move, members rotate through stations, and everyone leaves feeling accomplished. It’s easy to assume that if something goes wrong, insurance coverage is straightforward.

Personal Trainers: What If a Client Gets Hurt Following My Program?

Personal Trainers: What If a Client Gets Hurt Following My Program?

Why This Is One of the Biggest Fears for Trainers

Sooner or later, most trainers face this question. What if a client gets hurt while following my program? Exercise carries risk. Muscles strain. Ankles roll. Joints become irritated. Even when you plan with care, the body does not always respond predictably.

Functional Fitness Injury Trends That Impact Insurance Underwriting

Functional Fitness Injury Trends That Impact Insurance Underwriting

Why Injury Trends Matter More Than Individual Accidents

A single injury can occur in any gym, even a well-run one. Underwriters don't overreact to one-time events because they know that accidents happen from time to time. When the same injuries keep happening over time, the risk profile changes.

The Insurance Blind Spots Many Functional Fitness Gyms Don’t Discover Until a Claim

The Insurance Blind Spots Many Functional Fitness Gyms Don’t Discover Until a Claim

Why Most Gym Owners Believe They’re Covered

Most gym owners involved in functional fitness often believe that having insurance provides complete protection. The policy is active, premiums are paid, and nothing has gone wrong. That gives a sense of security.

Top Injury Prevention Tips for Hyrox Competitors and Facility Owners

Top Injury Prevention Tips for Hyrox Competitors and Facility Owners

Why Injury Prevention Matters More in HYROX Training

HYROX has quickly become popular as one of the top sports in the fitness industry. Its appeal is obvious: a consistent race format, simple movements, and a real challenge. Athletes like it because they know exactly how their training prepares them. Gym owners favor it because it helps keep members[...]

Functional Fitness Programs for Seniors: Safety and Liability Tips

Functional Fitness Programs for Seniors: Safety and Liability Tips

If you’ve noticed more gray hair in your morning classes, you’re not alone. Across the country, adults over 60 are showing up for strength, mobility, and independence. They’re not chasing personal records; they’re training to live fully. This shift has made senior functional fitness one of the fastest-growing parts of the industry.

From TRX to Turf: Equipment Insurance for Functional Training Spaces

From TRX to Turf: Equipment Insurance for Functional Training Spaces

Functional training gyms utilize equipment like TRX systems, kettlebells, sleds, and turf lanes to support a wide range of workouts. These tools see heavy daily use and are often pushed to their limits, which makes them much more vulnerable to wear, damage, and unexpected accidents. Since equipment represents a significant investment, protecting it[...]

From Kettlebells to Turf Work: Functional Training Risk Profiles

From Kettlebells to Turf Work: Functional Training Risk Profiles

Functional training focuses on movements that mimic everyday actions, such as squatting, lifting, and rotating, to build strength, mobility, and real-world performance. Its accessibility and scalability make it a popular option for both beginners and seasoned athletes, especially in CrossFit-style gyms. However, the combination of dynamic movements,[...]

From Olympic Lifting to Bootcamps: Covering All Angles of Functional Fitness

From Olympic Lifting to Bootcamps: Covering All Angles of Functional Fitness

Functional fitness has gained major traction for its focus on real-world strength, mobility, and movement. It’s now common to see gyms offering a mix of Olympic lifting, HIIT, boot camps, and CrossFit, all in one place, attracting different kinds of clients. However, with the increased number of formats comes a new level of complexity, particularly in[...]

Best Insurance for Functional Fitness Trainers & Coaches

Best Insurance for Functional Fitness Trainers & Coaches

Functional fitness is more popular now than ever before, with trainers leading high-intensity sessions in CrossFit boxes, Hyrox gyms, kettlebell clubs, and mobility-focused studios. Hands-on environments like these push clients to their limits, but because of this, they also carry a higher risk of injury. Coaching in this space means being physically[...]