For gym owners and fitness trainers, providing a safe and healthy environment for members to pursue their fitness goals is paramount. However, despite the best safety practices, accidents can happen, and when they do, having robust workers' compensation insurance becomes invaluable. 

When you own or manage a gym, you're in charge of making the most important decisions. From hiring new staff to what equipment to install, you need to handle it all. This includes insurance policies. 

Any fitness facility knows there is a certain level of physical risk that goes into owning a gym. However, if a trainer at your facility develops a muscle strain, a torn ACL, or even a work-related back injury, it could mean that your business will end up paying their medical bills. That is why workers' compensation insurance is so vital for not only[...]

As we discussed in this post and this post, Workers’ Compensation is fun!... or not because SURPRISE! You’ve been hit with a $10,000 premium audit for your most recent policy term! This is why you need Workers' Compensation.

Workers’ Compensation is a confusing monster. There are state and federal regulations to contend with and no one really knows what they need. Then there is price to deal with and annual audits... We are here to help clear some of these issues up for you, offer suggestions, and a solution!

There is a lot of confusion on how to legally classify an individual who is working for you with regards to Workers’ Compensation. Are they a W-2 employee or a 10-99 contractor? Every state has a different definition of how to classify an employee or contractor and the way you classify them for tax purposes does not automatically define their Workers’[...]

No, we aren’t talking about having FOMO for not being invited to that virtual party your neighbor hosted last weekend. We are talking about Workers’ Compensation insurance instead! Aren’t you excited!?! But really, although it seems as simple as choosing to be included in coverage, it is not and we are going to have a quick chat about why.