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Three Types of Workers' Compensation Insurance Gym Owners Should Consider

Three Types of Workers' Compensation Insurance Gym Owners Should Consider

When you own or manage a gym, you're in charge of making the most important decisions. From hiring new staff to what equipment to install, you need to handle it all. This includes insurance policies. 

Workers Compensation for Gym Employees: What You Need to Know and How It Can Protect Your Business

Workers Compensation for Gym Employees: What You Need to Know and How It Can Protect Your Business

Any fitness facility knows there is a certain level of physical risk that goes into owning a gym. However, if a trainer at your facility develops a muscle strain, a torn ACL, or even a work-related back injury, it could mean that your business will end up paying their medical bills. That is why workers' compensation insurance is so vital for not[...]

Workers’ Compensation Surprises: Audits and Audit Disputes

Workers’ Compensation Surprises: Audits and Audit Disputes

As we discussed in this post and this post, Workers’ Compensation is fun!... or not because SURPRISE! You’ve been hit with a $10,000 premium audit for your most recent policy term! This is why you need Workers' Compensation.

Workers’ Compensation – The Basics

Workers’ Compensation – The Basics

Workers’ Compensation is a confusing monster. There are state and federal regulations to contend with and no one really knows what they need. Then there is price to deal with and annual audits... We are here to help clear some of these issues up for you, offer suggestions, and a solution!

Employees vs. Independent Contractors

Employees vs. Independent Contractors

There is a lot of confusion on how to legally classify an individual who is working for you with regards to Workers’ Compensation. Are they a W-2 employee or a 10-99 contractor? Every state has a different definition of how to classify an employee or contractor and the way you classify them for tax purposes does not automatically define their[...]

To Be Included or Excluded? Owners and Workers’ Compensation Coverage

To Be Included or Excluded? Owners and Workers’ Compensation Coverage

No, we aren’t talking about having FOMO for not being invited to that virtual party your neighbor hosted last weekend. We are talking about Workers’ Compensation insurance instead! Aren’t you excited!?! But really, although it seems as simple as choosing to be included in coverage, it is not and we are going to have a quick chat about why.